Both galvanized and stainless are acceptable. If you had a seaplane on or near saltwater, I'd suggest stainless, but this is not the case. After a few years, I give the exposed cables a light coating of oil or LPS3. There is oil in the cable when new. I cannot understand your IAs statement about retensioning. Under normal use there should never be enough tension on any of the cables to stretch them. Every annual inspection should involve the condition and tension of the cables. I've had my A&P for 34 years and I can't remember the last time I had to tighten up a PROPERLY installed cable. I'm sure it happens, but not very often, usually in aircraft that accumulate thousands of hours between rebuilds and by then, the whole worn system contributes to slack in the cable. Dan